We collect (a) information regarding your use of this website and (b) information you provide to us when you use our services regarding your student loans. It may include information such as your name, address, residence information, telephone number, email address and the ReliaMax web pages visited. It also includes information from your communications with us such as letters, telephone calls, and emails.2. ABOUT THE SERVICES
Not Your Agent. We are not your agent, representative or otherwise acting on your behalf.
The Content is provided for informational purposes only. We believe the Content is accurate, but do not warrant its completeness, timeliness or accuracy. You understand that any examples, calculators, or other tools we may make available through the Services are to provide you with estimates only. These estimates may be different from actual amounts. We do not warrant that any tools, examples or calculators are accurate or error-free.4. USE OF THE SERVICES
The Services are intended for use for individuals who are at least 13 years old. If you are under the age of 13 you should not be visiting or using the Services. You may view the Content contained on the Services and print pages from the Services only for informational, non-commercial purposes. Any unauthorized or illegal use of the Services or the Content is strictly prohibited.
You agree not to attempt to log on to or access the Services from any country under sanctions by the Office of Foreign Asset Control ("OFAC"), which countries are under sanctions may be found on the United States Department of the Treasury website. Any attempt to log on to or access the Services from such a country may result in your access being restricted or terminated. Your use of the Services may be monitored, tracked and recorded. By using or accessing the Services, you expressly consent to such monitoring, tracking and recording. Your use and access of the Services is personal to you. You agree that you will not duplicate, reproduce, sell, resell, use or exploit the Content or the Services for any commercial purpose.
You agree that you will not use any robot, spider, automatic, or manual device to monitor or copy the Services or any Content. You will not interfere or use any device, software, or process to interfere (or attempt to interfere) with the proper working of the Services or use the Services in any manner that could disable, overburden, damage or impair the Services or any other party's use of the Services. All attempts to gain unauthorized access to the Services or related intellectual property, or introduce viruses, Trojan horses, worms, logic bombs, malware, ransomware or any other malicious code are strictly prohibited. You agree that when using the Services, you will not misrepresent your identity or impersonate any other person.
If we provide you with a secure means of authenticating your access to a portion of the Services such as by means of a user ID and password or code (the "Credentials"), you agree that you are responsible for maintaining the confidentiality of such Credentials. You agree that you will not share such Credentials. If you do, you understand that you are responsible for any acts taken by the party to whom you provided the Credentials. You agree that you will immediately notify us of any unauthorized use of your Credentials or other breach of security known to you.5. SECURITY
Your User account gives you access to the Services and functionality that we may establish, maintain or discontinue from time to time in our sole discretion.
You agree that you have signed this Agreement with an electronic signature. By attaching your electronic signature to this Agreement or to any information that you provide to us in connection with your use of the Services, you consent to documenting this transaction and signing this Agreement electronically.
You agree to be bound by this Agreement and you warrant to us and to any Lender that holds your private student loan that any information you provide to us is true and accurate in all material respects. You also agree that we or any Lender may deliver this Agreement, the Services, all documents related to any Loan, and all disclosures, notices and other documents related in any way to the foregoing (collectively, the "Documents") to you in electronic form at the electronic mail ("e-mail") address you have provided to us in connection with the Services, or by written notice as provided below.
Future notices, statements, invoices and other communications regarding your User account with us (collectively, the "Communications") will be delivered to you by US Mail at the address you provide to us or electronically at the email address you provide to us. You may withdraw your consent to receive future notices, statements, etc. electronically at any time by delivering written notice to us by U.S. Mail at the address shown on the Agreement, or by sending an email to us at customerservice@Reliamax.com. You agree that your withdrawal of consent will only be effective after we have had a reasonable time to implement the change. If your email address or other contact information changes, you must immediately notify us of your new email address by sending us an email at customerservice@Reliamax.com.
In order to receive, view and save Documents, you will need an internet connection, a computer or similar device capable of accessing the internet, a valid e-mail account and Adobe Acrobat Reader software (you can download this free software at www.adobe.com). In order to keep copies for your records, you will need access to a printer or the ability to download and save the Documents to a computer or cloud storage service. You are solely responsible for the setup, installation, operation, and maintenance of the computer equipment you use and for providing your own access to the Internet through the internet service provider ("ISP") of your choice. We are not responsible for any errors or failures from any malfunction of your computer, your ISP or any internet, telecommunications or similar infrastructure. We are not responsible for any computer virus or related problems that may be associated with the use of your computer or access to and retention of any Documents.
You confirm your (a) consent to document this transaction electronically, (b) that you are able to receive Documents electronically, (c) agree and consent to the use of electronic delivery of Communications from us, and (d) verify that you are able to access, read and save the Documents using your computer and software.8. ACCESSING THE SERVICES AND USER ACCOUNT SECURITY
We reserve the right to discontinue, withdraw or amend all or any portion of the Services, and any Content provided on, with or by the Services, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Services is unavailable at any time or for any period. We may periodically restrict access to some parts of the Services, or the Services entirely, to you or those you authorize to act on your behalf.
You are responsible for:
We encourage and may require you to use "strong" passwords (passwords that use a combination of upper and lower-case letters, numbers and symbols) with your User account. You agree to notify us immediately of any breach of security or unauthorized use of your User account. We will not be liable for any losses caused by any unauthorized use of or access to your User account. You agree to ensure that you exit from your User account at the end of each session. You should use particular caution when accessing your User account from a public or shared computer or wireless internet network so that others are not able to view or record your password or other personal information.
We have the right to disable your Credentials or any user name, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason.9. CREDIT INQUIRIES
Unless otherwise stated, you further understand that you are authorizing us to retain copies of all such information received, including the information that you are submitting through the Services or that you provide to us from time to time.11. INTELLECTUAL PROPERTY RIGHTS
"ReliaMax", "reliamax.com", "ReliaMax Lending Services", the ReliaMax logo, and all related names, logos, product and service names, designs, and slogans are trademarks of ReliaMax Holding Company or its affiliates or licensors. You must not use or modify such marks without the prior written permission of ReliaMax Holding Company. All other names, logos, product and service names, designs, and slogans on this Site or App are the trademarks of their respective owners.12. PROHIBITED USES
We have the right, but not the obligation, to:
Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Services. YOU WAIVE AND HOLD HARMLESS US AND OUR AFFILIATES, LICENSEES, AND THE LENDERS (THE "INDEMNIFIED PARTIES") FROM ANY CLAIMS, DAMAGES, LIABILITY, AND COSTS DIRECTLY OR INDIRECTLY RESULTING FROM ANY ACTION TAKEN BY ANY OF THE INDEMNIFIED PARTIES DURING, OR TAKEN AS A CONSEQUENCE OF, INVESTIGATIONS BY EITHER THE INDEMNIFIED PARTIES OR LAW ENFORCEMENT AUTHORITIES.14. SERVICE PROVIDERS
The owner of the Services is based in the State of South Dakota in the United States. We make no claims the Services are accessible or appropriate outside of the United States. Access to the Services may not be legal by certain persons or in certain countries. If you access the Services from outside the United States, you do so on your own initiative and are responsible for compliance with all applicable laws.19. DISCLAIMER OF WARRANTIES
YOU AGREE THAT YOUR USE OF THE SERVICES SHALL BE AT YOUR SOLE RISK. THE SERVICES AND ALL CONTENT THEREON ARE PROVIDED "AS IS", "AS AVAILABLE" AND "WITH ALL FAULTS". WE EXPRESSLY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES OR ITS CONTENT AND ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (A) ERRORS, MISTAKES, INTERRUPTIONS OR INACCURACIES OF THE SERVICES OR CONTENT, (B) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND/OR USE OF THE SERVICES, (C) ANY BUGS, VIRUSES, TROJAN HORSES, MALWARE, RANSOMWARE, OR OTHER MALICIOUS CODE OF ANY TYPE, OR OTHER MATERIAL THAT IS MALICIOUS OR TECHNOLOGICALLY HARMFUL OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD PARTY, AND/OR (D) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SERVICES AND ANY CONTENT, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SERVICES.
YOU ACKNOWLEDGE AND AGREE THAT WE ARE NOT A LENDER OR A BROKER AND THAT WE ARE SOLELY A SERVICER PROVIDER TO YOUR LENDERS. WE EXPRESSLY DISCLAIM ALL LIABILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT OR THE SERVICES, INCLUDING, WITHOUT LIMITATION, THE INACCURACY OR INCOMPLETENESS OF ANY CONSUMER REPORTS, ANALYSIS OF RELATED INFORMATION, SAVINGS ESTIMATES, REPAYMENT ESTIMATES, OTHER INFORMATION, TOOLS OR ANALYSES AVAILABLE ON OR THROUGH THE SERVICES OR THE CONTENT, OR ANY TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS.20. LIMITATION OF LIABILITY
IN NO EVENT SHALL WE, OUR OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (A) ERRORS, MISTAKES, OR INACCURACIES OF THE SERVICES, (B) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND/OR USE OF THE SERVICES, (C) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (D) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (E) ANY BUGS, VIRUSES, TROJAN HORSES, MALWARE, RANSOMWARE, OR OTHER MALICIOUS CODE OF ANY TYPE, OR OTHER MATERIAL THAT IS MALICIOUS OR TECHNOLOGICALLY HARMFUL OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD PARTY, AND/OR (F) ANY ERRORS OR OMISSIONS IN THE SERVICES OR ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF THE SERVICES OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.21. INDEMNIFICATION
You agree that: (a) the Services shall be deemed solely based in the State of South Dakota, in the United States; and (b) the Services shall be deemed a passive one that does not give rise to personal jurisdiction over us, either specific or general, in jurisdictions other than South Dakota. This Agreement shall be governed by the internal substantive laws of the State of South Dakota, without respect to its conflict of laws principles. You agree to submit to the personal jurisdiction of the federal and state courts located in Sioux Falls, South Dakota.24. ARBITRATION
B. COPPA. The Services are intended for persons at least 13 years old. In accordance with the Federal Children's Online Privacy Protection Act (COPPA), we will never knowingly solicit, nor will we knowingly accept personally identifiable information from users known to be under thirteen (13) years of age.
C. ASSIGNMENT. This Agreement, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by us without restriction. Any attempted transfer or assignment in violation hereof shall be null and void.