Private Student Loan Program


As the only company offering a complete private student loan program for lenders, ReliaMax provides unparalleled customer-oriented servicing for student borrowers. Count on our student loan specialists to build personal relationships and provide world-class customer service, so students can feel confident in repaying their loans.

Our servicing portal is designed and built for students to make paying their private student loans easy — especially with our mobile payment option. Should an unexpected event interfere with the student’s ability to make a payment, their dedicated student lending specialist will help them find an appropriate repayment assistance option that will work best for both the student and you as their lender.

Get Started with The ReliaMax Solution


The demand for college financing has never been greater — and the options for students and families never more difficult. Yet the complexity of offering a private student loan program has kept many lenders from embracing this growing asset class. You don’t have to miss out any longer.

As the leading insurer of private student loans, ReliaMax brings you a low-risk, fully integrated private student loan solution that makes it easy to help students get the funds they need to advance their education and enhance their earning power.

With The ReliaMax® Solution you don’t need to be an expert in private student lending, because you have a trusted partner with expertise to manage all the details for you. Start supporting your next generation of customers today — and turn the best students into lifelong relationships.

Your security is important to us. To ensure that your personal information stays safe, we utilize multi-factor authentication. The first time you log into your account from a new device or browser, you'll enter your username and password as usual. Then, you will be asked to enter a unique code that we will send to you via email. Check your email for the access code and enter it when requested. If you have questions or need help logging in, contact us.

Look at how The ReliaMax Solution can help your millennial borrowers


ReliaMax was founded in 2006 to acquire HEMAR, a private student loan company formed in 1986. Many key people from HEMAR joined the ReliaMax team during the transition. Their expertise, along with the proprietary modeling and database from HEMAR, create a compelling combination of industry knowledge that represents over $14 billion in private student loan disbursements to 900,000 students over 25 years. ReliaMax has insured loans issued by more than 400 financial institutions, to students attending colleges and universities in all 50 states.

Our history is one of financial stability and discipline. We insure loans only for students attending not-for-profit, public and private colleges and universities that meet our established underwriting criteria. Pricing is based on strict adherence to high underwriting standards, a superior approach to default prevention and claim payment. Our data-driven strategy enables us to offer lenders a secure, low-risk investment opportunity that delivers high returns.

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Paul Dockry, President, ReliaMax Lending Services

Paul Dockry joined ReliaMax in April of 2014 to lead the company’s origination and servicing teams. A 36-year veteran in financial services, Dockry specializes in education lending. Most recently, he was senior vice president of education lending at Wells Fargo. Prior to that, he held several leadership positions with EduServ Technologies. Dockry holds a bachelor’s degree in Business Administration from the University of Minnesota School of Business and is a graduate of the Pacific Coast Graduate School of Banking at the University of Washington. LinkedIn

Mark Payne, President, CFO, and COO, ReliaMax Surety Company

Mark Payne joined the company in 2011 and is president and COO of ReliaMax Surety Company. He brings extensive management and leadership experience, most recently as senior vice president at Healthways, Inc., a Tennessee-based global provider of well-being improvement solutions. He also held executive positions at several privately and publicly held businesses in other industries. LinkedIn

Kevin Moehn, Executive Director of School Relationships

Kevin Moehn joined ReliaMax full time in March of 2017. He brings a wealth of private student loan knowledge and experience to ReliaMax. Prior to joining ReliaMax, Moehn held several leadership positions as an Executive Vice President of the nation’s largest provider of education finance, SallieMae. Prior to that, Moehn was President and an owner of HEMAR Insurance, ReliaMax’s predecessor company. Moehn’s expertise is in loan acquisition through the school channel and specialty lending programs. LinkedIn


James Rickards, Chief Global Strategist, West Shore Group, Board Director

James Rickards is the New York Times bestselling author of Currency Wars, The Death of Money, The New Case for Gold, and The Road to Ruin and which have been translated into fourteen languages. He is the Chief Global Strategist for Meraglim Inc., editor of the newsletter Strategic Intelligence and a member of the advisory board of the Center for Financial Economics at Johns Hopkins. An adviser on international economics and financial threats to the Department of Defense and the U.S. intelligence community, he served as a facilitator of the first-ever financial war games conducted by the Pentagon. Rickards holds an LL.M. (Taxation) from the NYU School of Law; a J.D. from the University of Pennsylvania Law School; an M.A. in international economics from SAIS, and a B.A. from Johns Hopkins (with honors). He lives in Connecticut. LinkedIn

Miles K. Beacom, President and CEO PREMIER Bankcard, LLC, Board Director

Miles K. Beacom has served as President and Chief Executive Officer of PREMIER Bankcard since 1993. PREMIER Bankcard serves more than 2 million customers nationwide, making the company the 11th largest issuer of credit cards in the country. With over 30 years of credit card industry experience, Beacom has served in a variety of management positions with other financial institutions. He currently serves on the Board of Directors for PREMIER Bankcard, LLC, First PREMIER Bank, United National Corporation. He is the Chairman of the Audit Committee for the Sioux Falls Area Community Foundation, a member of the Dakota State University Foundation and the University of South Dakota Beacom School of Business, which was named in his honor in 2006. Beacom is a graduate of Dakota State University.

Brad Messerli, Board Director

Brad Messerli has served as a director on our board since 2005. He was president of Holmes-Murphy of South Dakota until 2006, directing the agency’s operations. Messerli enjoyed a 28-year career in the insurance business, including president of Culbert-Davis and owner/president of Insurance Services. He graduated from Concordia College with a B.A. in Finance and Business Administration. He continues to be an active entrepreneur and investor. LinkedIn


Amber Caska, Chief Financial Officer, Hillspire, LLC

Amber Caska is the Chief Financial Officer of Hillspire, LLC, an integrated family office investment management firm in Silicon Valley. Caska also serves as an executive for a private foundation for Eric and Wendy Schmidt. Previously, she worked as the Treasurer for the family office for Paul Allen, co-founder of Microsoft, advising on corporate finance strategy and risk management. Caska holds a Bachelor of Economics, Accounting and Commercial Law from the University of Sydney. She is a Certified Financial Analyst (CFA) and Chartered Accountant (CA). LinkedIn

Gail D. Fosler, President, The GailFosler Group, LLC

Gail Fosler is president of The GailFosler Group, a strategic advisory service for global businesses and public policymakers. Previously, Gail was president and trustee of The Conference Board where she also served as chief economist. The Wall Street Journal twice named Gail as America’s most accurate economic forecaster. Prior to The Conference Board, Gail served as Deputy Staff Director and Chief Economist of the U.S. Senate Budget Committee. Gail holds B.A. in economics from the University of Southern California and a M.B.A. in finance from New York University. LinkedIn

Aimee Young, Marketing Executive

Aimee Young is a marketing executive and adviser focused on building businesses that transform their categories. As Chief Marketing Officer at SoFi, the modern consumer finance company named a "Millennial Brand to Watch" by Forbes, the company grew 26x during her tenure. Prior to SoFi she held marketing and e-commerce leadership roles at companies ranging from Virgin to food app ShopWell. She holds an MBA from the Harvard Business School.